Auto insurance is a legal requirement in the state of Idaho, and it provides financial protection to drivers in the event of an accident. Bodily injury liability coverage pays for the medical expenses of people who are injured in an accident that you cause, while property damage liability coverage pays for damage to property. Uninsured motorist coverage protects you if you are hit by a driver who does not have insurance. Collision coverage pays for damage to your car if you are involved in an accident with another vehicle, while comprehensive coverage pays for damage to your car from other causes, such as theft, vandalism, or natural disasters.
Auto insurance rates in Nampa, Idaho vary depending on a number of factors, including your age, driving history, and the type of car you drive. However, there are a number of ways to save money on your auto insurance, such as bundling your auto insurance with your homeowners or renters insurance, taking a defensive driving course, and maintaining a good credit score.